Pick the right student-loan repayment plan and get out of default

“Pick the right student-loan repayment plan and get out of default”

The borrower's federal loans read from their own StudentAid.gov aid-data file; the monthly payment, total paid and forgiveness date under each plan they can use (RAP, IBR, Standard, Tiered Standard) from their income and family size, with each rule's effective date shown; PSLF qualifying months counted per certified employer; and the recertification, consolidation and default-rehabilitation deadlines on the calendar, with the forms filled and tracked.