Avoid a surprise tax bill from my marketplace health insurance subsidy

“Avoid a surprise tax bill from my marketplace health insurance subsidy”

Year-to-date income from the person's own records projected to the year's household income; the premium tax credit they are due against the advance credit paid (from their marketplace notice or Form 1095-A, using the year's poverty guideline and the IRS applicable-percentage table); the projected refund or repayment, with no repayment cap from 2026 coverage; what a raise, a new client or a lost job would do to it; and the dates to report an income change and to re-enroll.